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Please read this important legal information. Of the mortgage loan size applies of which £400 is payable on application with the balance payable on completion. This will also work out your monthly payments to help you decide which mortgage deal you can afford. Getting a mortgage to buy a boat you can live on is not easy. Check out what the mortgage lenders see about your credit history - and get advice on cleaning it up guides & tools. You can expect the lender to insist on an inspection of each stage as it is finished.